Friday, February 22, 2008

Duffy's Juice

I haven't written about juicing for awhile, so I need to draw my little non-sacrifice to close so there will likely only be a few more posts. I should say though, that I will continue my juicing and in fact, I really think it can change your life and would strongly urge everyone to try it. It might be a little costly, but I honestly don't think I can go back to drinking store-bought juice. The juice just tastes that much better... apple juice that tastes like apples, orange juice that tastes like oranges. The shnozberries taste like shnozberries.

I like it so much, that as I'm confident that I will win the current $270 million, I hope to start a juice bar. Similar to a coffee shop, my juice bar would be a place where folks could come in and sit for a while, talk to friends, read a paper, write a report, surf the internet, or even stand awkwardly in the corner, all the while enjoying the greatness of juice. All-natural juice. The future is not milkbars and weirdos, the future is juicebars and happy, successful, virile winners.

I'm only half kidding here. People are so accustomed to the flavors that they buy in the store that they have no idea what freshly made juice actually tastes like. I think that if people tried it, they would love it. Fresh apple juice, yummers. And then, you can start adding all the weird stuff like carrots, mango, broccoli, and spinach.

Tuesday, February 19, 2008

My Routine, My Problem

Because I'm slowly turning into an exercise guru, I read an article, from Yahoo's frontpage, about "when workouts don't work." In it, it talks about how too many people go to the gym and just sort of mill about, doing a few reps here, a few reps there, or walking leisurely on a treadmill, therefore they don't see the results.

If you're concerned about results, hopefully your smart enough to see the error in your ways if you are just roaming around the gym, otherwise, good for you for going to the gym. It sure as hell beats sitting around watching reruns of Wings, or whatever you may be rather doing.

While I think I am seeing some results, I am well aware of what's keeping me back. And it is definitely not a lazy exercise. I go thirty minutes on the elliptical, it's therapy approved, on level seven and I go "Around the World," at least that's the setting it's on. I try to hit 4 miles in that thirty minutes and I've been doing it pretty consistently lately. And then I do five minute cool down... and then I break and if it's open, I'll walk backwards, leisurely, on the treadmill for five minutes, it's therapy approved. I am usually dripping with set after about five minutes. It feels great. Perhaps, I should read down the article a bit to "Never Changing Your Workout."

My main problem is getting to the gym. February 19th and I've only been 12 times? I should have been close to 12 for just February by now. Anyways, frequent gym-goers, I salute you and hope to one day join you. I'm going to have to if I'm going to hit my year-end goal of 208.

Sunday, February 17, 2008

Winner

Played the lottery again on Friday, $1 for a chance at over $170 million. It might not be good odds but with so many mentions of the lottery, you can see that I can't resist all those zeros. And yes, I'm aware that I've got my finger on a great way to save money.

So I played, and for the first time ever in all the times I've played, I won some money. I got three numbers including the power ball, or whatever it's called, for a winnings of $10! Woo-hoo! And the jackpot carried over again and now is up to $220 million! We'll see how much of the $10 I spend on it, but now I won't feel so guilty about buying tickets.

To be honest, I've never felt guilty... maybe a bit foolish, but never guilty.

Five Guys

Splurged a bit today. This weekend we were going to go see the new movie Jumper, which I've been strangely anticipating. I couldn't tell you the last movie that I was truly excited about long before it came out, but ever since I saw the previews for the first time for Jumper, I've wanted to see it.

For one reason or another, we didn't go see it. So... today we got lunch out. Five Guys is a favorite, we live right by one of the originals, before they started franchising, and it was just as a delicious as always. I got a Little Cheeseburger with lettuce, pickles, fried onions, ketchup and mayo. Tiff got the same with the addition of fried mushrooms. And we split a thing of fries, just as always.

This is a meal that at times we would eat at least once or twice a week but have sacrificed in the name of savings. Altogether, I think the biggest change we've made in our lives while trying to save money has been not going out to eat. It's hard to add up how much we were spending each week or each month on going out to eat because we would go in waves or spurts, but we are definitely saving a bundle cooking for ourselves.

Today's spending: $12.18

Friday, February 15, 2008

Saving this Valentine's

Yesterday was Valentine's Day, the day above all others to give flowers. I like flowers. I like giving flowers. In fact, I've been accused of giving flowers to others more for me than for the recipient before. I just like flowers.

Flowers, however, don't quite fit into the savings challenge, so I had sworn off buying any and tried to make a substitute. I found what looked like a pretty easy origami-type flower so I started making some flowers. Isn't that neat? Seven flowers. The culmination of at least eight man-hours of pretty intensive folding and unfolding and refolding and gluing and holding together and lots of throwing away of post-it notes. Total cost: 66 cents for the pipe-cleaners.

I was pretty proud of it. Then there was dinner to worry about. I went to buy what I needed from the store for dinner and dessert. The cook at work had given me the idea for dessert and thank God she did, because it was far and away better than the dinner.

When I walked into the grocery though, I was tempted by a big sign declaring the lottery at $171 million! and I still had one dollar bill floating around in my wallet waiting to be put to good use. It was pretty early in the morning so nobody was at the counter to take my dollar so I stood there a minute, waiting patiently. They of course had there big Valentine's display up with giant balloons and stuffed animals and rows of flowers, bunched by the dozen. My proud thoughts of my seven hand-crafted flowers quickly faded and I regretted not having an even dozen. I kept looking at the beautiful flowers, red and pink and white roses, cursing the savings challenge.

Then, I noticed off to the side, cast aside by the floral department worker as not Valentiney enough, perfect little tulips standing alone, and on sale. I left the lotto counter still holding onto my dollar; those $2 off tulips were pulling me away. I shouldn't have done it, I had spent so much time on not spending any money on flowers, but in the end, we ate our dinner with tulips and not hand-crafted works of art as centerpieces. I spent $4.99 on flowers. $26.38 altogether. And the sacrifice continues.

Monday, February 11, 2008

Free Haircut

Yesterday, I saved money on a haircut. I don't get many haircuts, usually waiting several months before trims. Tiff hates it, but I usually get my haircut far too short and let it grow back to being beautiful hair. It's never my intention to do this, but it always works out this way. Similarly, I let it grow out far past the point where it stops looking good and enters the phase where people start to wonder if I'm trying to go with a new look.

Last week, as my hair was getting in my eyes, I knew it was time for a haircut. I had the thought of playing guinea pig for some local beauty school, but when a quick search of the internet came up empty, I quickly moved to plan B, ask the in-laws.

Tiff's Mom has never been a professional haircutter, but she does cut quite a bit of the family hair. While nobody in the family has bad hair, I was a little concerned about what I was getting into.

I'm not sure if my worries stemmed from the fact that Tiff grew up in a small region between two small Virginia towns called "the Free State" and with just a quick haircut, I could throw on some overalls and say things like, "why that's brown and smells bad" to any nonsense talk. Or if my fear came from my own suburban childhood with my Dad asking me demonically if I want him to go grab The Buzzer. To be honest I don't even know if we had a buzzer, but the way my Dad made it sound, it was a modern marvel that could effortlessly chop through not only hair but ears, heads, brains, as well as I'm sure aluminum cans and probably any recyclables.

So yesterday, I tried not to be scared as I stepped into the barstool and put the official haircut apron on. I was hoping Tiff would direct her saying things like longer here and shorter here, but she didn't even stay in the same room, and I was left just explaining my desired haircut with the all too familiar, "Shorter. Just shorter."

I apologize as I don't have pictures of the cutting process as proof, but I think the final result is pretty good. It's still a bit long, but it sure does feel good. Looking back, I hope my mother-in-law wasn't more worried than I was, saying more than once, "I never cut anybody's hair short the first time; I'll get braver the more times I cut it." I think I look good though, and hey, you can't beat the price. And I got, not one, but two meals out of the deal!

Total savings (these are all guesses): $17 for haircut, let's say $10 for meals for Tiff and I, well $9, because I also cooked a Pasta-Roni as part of my dinner, -$6 for gas... for a total of, $20! Plus, I got to play some Wii!

Saturday, February 9, 2008

Groceries

Went to the grocery store today. I was looking for deals and got more than I had planned on getting. Pasta-Roni for a buck, so I got three. Soup for a buck, so I got three. The soup unfortunately did not ring up on sale so I wasted $.60. I'm a little upset about it.

All and all, my total came to $56.52. I was shooting for $30, but I didn't calculate some of the stuff when I was adding it up in my head, so I won't complain. Oh, and I spent a dollar on the lottery. It's at $150,000,000, I couldn't resist.

As far as savings go though, I chose to walk instead of drive. I feel like gas is one of those things that I never really take into account when I'm adding up my cost of living. Anyways, it's not too far of a walk, but with $50 worth of groceries, I did break a sweat.

Thursday, February 7, 2008

First Things First

I finally started doing my homework about how to save money. There is a lot out there on the web about it. Everyone agrees the first step is to eliminate your credit card debt, so I'm going to take that to heart and make my first priority paying off my credit cards.

I stopped my paper statements a while ago in favor of using the internet, which is insanely convenient and I love ebanking or whatever it's called. But I ran into something interesting looking over my statements yesterday, which I admittedly rarely do. They never post the interest charge. It doesn't make it on to the current statement nor the previous statement, but the starting balance is about $50 more for the current statement than the previous statement. They charged me, they just never told me about it. Then, I started looking for it but I couldn't find my APR listed anywhere. I had to search for ten minutes for one, which is %10.49, and the other neither Tiff nor I could find anywhere in my online account. Very strange, and more than a little troubling.

Back to my debt, I should say that for a long time I tried very hard to not carry any credit card debt, but it doesn't take too many big, and not-so-big, purchases before your balance is more than your willing to match at the end of the month. For me, I had several months of semi-large purchases and my credit cards collected numbers far above what I had ever wanted them to be. When one hit the $6,000 mark I took it out of my wallet and started paying it off.

Today, between two cards, I have $4,685.45. Also today, I paid off the smaller of the two, the one I don't know the APR of, in full... all of $286.84 leaving me with a credit card total of $4,398.45.

Question: is it "First things first" or "First thing's first?" I guess it doesn't matter.

Wednesday, February 6, 2008

Penny Pick-Up

When I first started blogging, I felt superior to all and took the time to explain why my blog would surely be better than any blog that has ever existed. Then I ran into this guy's blog and I instantly liked it. In fact, it's been linked to my blog from very early on.

It's a blog all about finding and collecting loose change. At the time, him and this other guy were in a race to see who could collect $100 first, but he's long-since past the $100 mark and he's still going. As he says it's offered a new perspective on life. "Keep your head down and always look for silver." I don't read his blog very often, but I do check-in and it's always pretty cool, even if the coolness lies in the fact that he's still going after all this time, with a current total of $236.60.

With my savings challenge, I think it's time for me to start keeping an eye out for loose change, too. Like the other day, as I was getting a lottery ticket, I watched a penny fall to the ground and settle to a stop. I was next in line and planned on picking it up when a little old man went out of his way to go collect it. He beat me to it... you have to move fast with loose change, especially around old people.

Yesterday, I found a penny though that I can now call my own. I found it in the gym.

Oh yeah, with the lottery... the big billboard on my way home now announces a $122 million prize. I keep telling myself that I shouldn't keep playing, but we'll see.

Tuesday, February 5, 2008

The Lottery

The Mega-Millions Lottery now stands at $102 million. I drive past the big billboard announcing this big number on my way home from work. Going against the savings challenge, I bought a ticket. $1 and I could win $102 million dollars. I'm trying to save money with this challenge, not crush dreams.

So I have all day to dream about what I could do with 102 million dollars. Plus, an influx of cash like that sure would be a nice way to start the savings challenge.

Monday, February 4, 2008

Day 1b

I'm not quite sure how the posting for this sacrifice will evolve, but Tiff and I just made a CostCo run for fruits and dishwasher detergent. They also had a really nice exercise jacket that I almost got, but for $17 I decided it wasn't necessary.

If you're not familiar with CostCo, it's a great place where you can find a good deal (not everything is) but it's always fun to go because they give out free samples of stuff that you generally wouldn't buy. It makes sense from their perspective that way - trying to get you to buy stuff. Our first trip ever, we tried Bourbon-flavored Chicken and wound up eating the stuff once a week for 6 months.

Today, they free samples were just veiny chicken and fatty lamb. The lamb was good but I would never buy it. Point being though, we didn't eat hardly anything there and were starving leaving. A really good IHOP coupon has been floating around in the car and is talked about quite a bit. After much debate and wishful thinking, we came home and used leftovers to make pizzas on hamburger buns, which are just out of the oven.

CostCo bill: $58.00 even.

Savings - 1 Month....

A new Sacrifice, and yes I think this one can be called a sacrifice.

With everything that's happening in my life right now, this one comes out of necessity. After a wedding/honeymoon trip, Christmas, birthdays, a few costly sacrifices, nine cavities filled, and other stuff, I need to start saving money.

In January alone, I spent more money on medical stuff than I think I ever have put together. Three trips to the regular doctor's, three trips to the physical therapist's (which no, I haven't mentioned), and a trip to the ER. All-in-all, that's two hundred bucks! On top of that, there have been at least three trips to the pharmacy, and one of my drugs, of course, is over-the-counter now for over thirty bucks! Thank God for medical insurance, I guess.

Now, I'm not saying that I regret those costs, nor would I take them back if I could, but the point is is that I need to start recoupping some of those costs, and right now that's not happening. So starting today - I should have started before this past weekend - I will keep a closer eye on all my spending, with your help Blogland. That's right, if I spend it, you'll know about it.

It may not sound exciting and it probably won't be, but like Jack LaLanne says, if it tastes good, don't eat it. In other words, this should be good for me. I'll get into more detail later. I originally had this pinned as my New Year's Resolution, but Tiff talked me into exercising, so as for time length on this one, we're going to go month-to-month, starting with February. It may just last one month, but ideally it will last until Tiff and I are homeowners.

So, let's get started, this morning, I bought gas: $30.19.

Back in the Saddle

So I don't like it, but the truth is I'm failing. I've worked-out seven times. This is the fifth week of the year and I've only worked out seven times. I should be nearing twenty. And... I missed almost a week of juicing.

In my defense, I did get sick, and then I got sicker, and I wasn't sure what could have caused it. Juice seemed like a likely suspect to the case of the terrible hives, so I stopped juicing for day after scratching day. The doctor dismissed it quicker than I could explain what we were juicing. He also dismissed exercise, although it is a possibility. Then, he called himself an idiot and admitted that likely he'll never be able to tell me anything about my hives... other than they can be defined as chronic idiosatum something-or-other (Tiff help me out.).

So with the idiot doctor's okay, I plan to restart my challenges - er, um... sacrifices - in full starting today. Juicing and exercising. They almost go hand-in-hand! Wish me luck.

Sunday, February 3, 2008

More Juicing

Here's a video that I meant to post a while ago, but there's not much to say about it.

I'm posting it now because I put it up on youtube along with my previous juicing video on January 25th and it already has 14 views without me doing anything to it, which is a lot for me. I guess juicing is becoming pretty popular.

In fact, Tiff and I were at the doctor's recently and in conversation, Tiff mentioned the juicer. The receptionist got very excited. "Do you have the Jack LaLanne Power Juicer!?!" To which Tiff replied, "We have the Power Juicer Pro." As she told of her friend who has one and loves it, I kept waiting for her to say, "It will change your life!" but she never did. I didn't say anything as I was too focused on the pain in my butt from the giant needle.

Meanwhile, last night, we noticed that our enormous bag of carrots was begining to show signs of age - a few tips started turning brown. So we cranked up the juicer, juiced seven carrots, two apples, and an inch of ginger. Carrots are great because they give quite a bit of juice, as do apples. Ginger doesn't give hardly any juice, in fact, I didn't see any come out when it went in. I sure did smell it though. And the taste is a bit overwhelming. Ginger is powerful stuff.

I enjoyed the taste for a few sips, but an entire glass is asking quite a bit. Thinking of my victory over veggie dogs, I finished my glass. I tried to help Tiff with her last half, but in the end, the ginger got the best of us. I'm sure it has amazing nutritious value, but we will likely veer away from the ginger aisle of the grocery in the future... which is a shame because that inch cost all of 14 cents.

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